Income Insurance

Protecting your income against sickness and accidents could be one of the most important decisions you make.

Both accidents and sickness are unforeseeable and unexpected which is why many of us never prepare for them.

How could you and your family survive financially should you loose your income because of an accident or sickness?
Could you continue with your mortgage re-payments, personal loans, finance, household bills etc?

With income insurance (also known as income protection insurance or permanent health insurance) should you need to make a claim, you will receive a monthly income to help with you costs.

This income will be income tax free and is paid monthly.
You will continue to receive this income until you are fit enough to return to work or until your retirement age (usually up to a maximum of 10 years)..

Most companies here in the UK will usually entitle you to 4 weeks sick pay. After this 4 weeks,  if you are still unable to return to work then you will have to claim state benefits if